top of page

ABOUT

NINE SEASONS FUNDED THE FIRST DEALS. THE THINKING IS WHAT COMPOUNDED.

I am a real estate investor, private lender, and author. I run 42 Solutions, an Arizona private lending company, and the 42 Income Fund. This is the whole story, in order.

Devon Kennard

$33M+
CAPITAL LENT

83+
LOAN FUNDED

50+
PROPERTIES PURCHASED

50+
LP SYNDICATIONS

2,000+
SUBSCRIBERS

2014 
SINCE

Figures reflect 42 Solutions, LLC lending activity as of August 2026. They do not represent 42 Income Fund performance.

THE STORY

PHOENIX TO THE GIANTS TO A LENDING DESK

I grew up in Phoenix and played at USC, where I earned both a bachelor's and a master's degree. My father played eleven years in the NFL, so I understood something early that most rookies learn too late: the money arrives fast, and then it stops.

The Giants drafted me in 2014. I started as a rookie and was named NFC Defensive Player of the Week that December. I also bought my first rental property that year, while I was still playing. That was not a hobby. It was the plan.

Nine seasons, four franchises, two-time team captain. I retired in 2023 on my own terms, healthy, because the portfolio was already carrying the lifestyle. That is the only retirement plan I ever wanted.

USC

TROJAN, ON AND OFF THE FIELD

Bachelor's and master's degrees in Communication Management while playing Pac-12 football.

2014–17

NEW YORK GIANTS

Fifth-round pick, 174th overall. Started as a rookie and was named NFC Defensive Player of the Week that December. Bought my first rental the same year.

2018–19

DETROIT LIONS

Named team captain, with seven sacks in each season and a Walter Payton Man of the Year nomination for work with Detroit after-school programs.

2020–22

ARIZONA CARDINALS

Signed home to Arizona, following my father to the same franchise. One of only three father-son duos in club history.

2022

BALTIMORE RAVENS

Finished the season in Baltimore. Nine seasons, 118 games, 357 tackles, 26.5 sacks.

2023

RETIRED ON MY OWN TERMS

Healthy, by choice. The portfolio built during the career was already carrying the lifestyle.

2024→

42 SOLUTIONS AND THE 42 INCOME FUND

A licensed Arizona private lending company, and a fund that holds the loans it originates.

THE INVESTING ARC

FROM ONE TURNKEY RENTAL TO A LENDING COMPANY

The first property was a turnkey rental in the Midwest, bought sight unseen while I was in season. I kept going. Over the next decade I purchased more than 50 properties and invested as a limited partner in more than 50 syndications — apartments, self-storage, industrial, and private credit.

Then the math changed. Prices rose, rates climbed, and buy-and-hold rentals stopped producing the cash flow that made them worth owning. Most people kept buying anyway. I stopped and asked what the market was actually paying for.

 

The answer was capital. Operators needed money faster and more reliably than banks could move. So I moved to the other side of the table and built 42 Solutions, a licensed Arizona private lending company. We have funded 83+ loans and lent $33M+. I then launched the 42 Income Fund so accredited investors could participate in the same loans my team underwrites.

 

I invest where I live and where I can influence the outcome. That is the whole philosophy.

ON THE FIELD

THE NINE SEASONS THAT FUNDED IT

9
SINCE

118
GAMES

357
TACKLES

26.5
SACKS

2X
TEAM CAPTAIN

2023
RETIRED

USC TROJANS

NEW YORK GIANTS

DETROIT LIONS

ARIZONA CARDINALS

BALTIMORE RAVENS

BEYOND THE BUSINESS

WHERE I SERVE

BOARD OF ADVISORS

ARIZONA PRIVATE LENDERS ASSOCIATION

Helping set standards for private lending practice across the state.

ADVISORY BOARD

PRO ATHLETE COMMUNITY

Helping athletes turn a short earning window into durable wealth.

FAMILY

CAMILLE AND OUR DAUGHTERS

Living well is not about enjoying the moment. It is about designing a life that lasts. I am not trying to win the sprint.

THREE WAYS TO GO FROM HERE

READ

THE CAPITAL EDGE

My weekly thinking on investing, business, capital allocation, and strategy.

BORROW

42 SOLUTIONS

Fix and flip, new construction, and bridge financing in Arizona.

INVEST

42 INCOME FUND

A Reg D 506(c) offering for accredited investors, backed by the loans we originate.

bottom of page